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Passive Income – November
Since October I’ve been trying to cheat the system and get something for nothing, in this case, a little extra income without any work.
My total passive income for October was $63.19, not too shabby for just getting started. Here are the numbers for November.
- Interest: $15.11
- Dividends: $14.72
- Credit Card Rewards: $24.58
- AdSense: $3.13
- Text Ads: $16.02
- Misc website income: $15
Bringing my total passive income for November to $88.56, that an increase of $25.37 over October, and brings the total earnings since the beginning of this project to $151.75.
My main dividend stock just dropped their dividend payout to 10 cents per share for the next three months, which stinks, but I expected it.
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eTrade shows some love
After getting some serious cash money from Citadel Investment Group, eTrade is passing on the love by raising their interest rates, yay! While there is no proof these occurrences are anything but a coincidence, I don’t care, I get more money now.
Earlier this month I signed up for a fixed rate 1 year CD @ 5.10% (which was good at the time), then they dropped their rates to 4.70%, so I was pretty happy I got it when I did, and now they’re back up to 5.15% for the year term, I still think I did pretty good though. Anyway, today I signed up for a 6 month fixed rate CD @ 5.25% which is sweet. Assuming I have money left over after paying off my Student Loan I might consider grabbing another 6 month CD.
Also, they raised the rate on their Complete Savings back up to 5.05%.
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I just saved hundreds of dollars on car insurance! – Updated x2
… But not with Geico.
When I first got car insurance I went with what my parents had, American Family, I paid like $25 a month for the piece of crap car I drove, then I bought a new car and started forking over $225 a month. Recently I gave Geico a try, had I switched to Geico I would’ve saved $3 a month… yippy! Next I tried NetQuote.com they matched me up with State Farm and Stephen from State Farm mailed me a quote the very next day, a quote which would save me $68 a month, fantastic!
So after checking with Travelers, Farmers, Liberty Mutual, as well as Allstate and getting mixed savings from $5-35 a month, I went with State Farm. Yay!
Switching would’ve saved me $116 a month if it weren’t for the accident on my record from 2 years ago, thankfully that goes away next year and I’ll be able to save even more, but even as it is, I’m saving myself $816 a year.
Update: Who says customer loyalty is dead! American Family gave me a new quote when I called to cancel my policy, they’re offering me better coverage than State Farm for $121 a month… So I sent that quote to State Farm, we’ll see if they can beat that, but if not I’ll be staying with American Family.
Update 2: State Farm got back to me, they upgraded their coverage to match what American Family was offering and quoted me $111.63
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I pity the foo’ (who doesn’t play World of Warcraft)
Wait…what?
As if they arn’t making enough money, Blizzard Entertainment has hired the collective coolness of Mr. T and–wait for it–William “Shatnerology” Shatner, to pitch new commercials for the game. I want to meet the marketing guys who thought this one up and shake their hands.
Tune in next week for the exciting conclusion to the ad campaign: Chuck Norris and Jason Alexander!
Hit the link for video goodness.
New Ads Recruit Mr. T and Shatner (Kotaku)